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800 club!!!

Regular Contributor

800 club!!!

I know I know...it's "fake". My real scores are pretty close but this is the first time I've ever seen an 800 on ck. I don't care I'm still happy Smiley Very Happy

 

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Message 1 of 10
9 REPLIES
Valued Member

Re: 800 club!!!

Congratulations!!! Hope one day I can post something like this! I'm in range of 690-725 between 3 CRA. But still good given that I was as low as 497 or even lower at one point Smiley Happy Good things come to those who wait as they say Smiley Happy

Message 2 of 10
Senior Contributor

Re: 800 club!!!

Even tho it IS a FAKO, that number clearly represents clean reports with LOW balances!!

 

Certainly something to be proud of!! 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 3 of 10
Established Contributor

Re: 800 club!!!

Me too Smiley Tongue Smiley Tongue.

 

Just joined the FICO  EX 800 club. very happy to see those numbers Heart Heart. Check my siggy for full details.

 

Proudly acheived with best expert advice on this forums Smiley Tongue Smiley Tongue. Thanks myFico pals. Without you all, i dont think i would have neared anywhere close to it.

 

Now, Aiming for rest 2 CB's to hit the 800 mark. 

 

Saving all these for a home purchase next year.

2/21/2018 FICO TU-819|EX - 808|EQ -819
Total Credit - $200K+
Starting Score: 640
Current Score: 805
Goal Score: 850


Take the myFICO Fitness Challenge
Message 4 of 10
Valued Contributor

Re: 800 club!!!

I was in the 800 club for about a day and half back in January..

Amex Green • Amex BCP • Amex HH (Surpass®) • Barclay Rewards • Chase World of Hyatt • Capital One Quicksilver • Discover it • PENFED Platinum Rewards • Marvel MC • Amazon Store • Kohls Store • CL $92,130 • Car Loan (PENFED) 1.99%

FICO® 8 Scores 790+ FICO® 9 Equifax 804
Message 5 of 10
Member

Re: 800 club!!!

Awesome! Just saw it in mine for the first time also👍
When the Power of Love overcomes the Love of Power, the world will know peace.
Message 6 of 10
Regular Contributor

Re: 800 club!!!

Congrats OP!  When I first saw it on my CK account my heart skipped a beat!!  It's a great feeling even though it's not real.  But I tell ya, I just checked my 3B report through Experian and my Equifax is at 805!!!  Yay me!!  If things go well, I think Experian and Transunion will be there by the summer!  They are 787 and 789 respectively.  I always wonder why there's a lag when each of the bureaus have the EXACT same information for me.  The only thing that Equifax has is more addresses that I've lived at. Weird, but that's the credit world.

Message 7 of 10
Established Contributor

Re: 800 club!!!


@ChessChik47wrote:

Congrats OP!  When I first saw it on my CK account my heart skipped a beat!!  It's a great feeling even though it's not real.  But I tell ya, I just checked my 3B report through Experian and my Equifax is at 805!!!  Yay me!!  If things go well, I think Experian and Transunion will be there by the summer!  They are 787 and 789 respectively.  I always wonder why there's a lag when each of the bureaus have the EXACT same information for me.  The only thing that Equifax has is more addresses that I've lived at. Weird, but that's the credit world.


Same one time I seen that also then scores came down to 730,745 Congrats! Smiley Very Happy

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 8 of 10
Established Contributor

Re: 800 club!!!

Nice! What are your FICO Scores?

Message 9 of 10
Valued Member

Re: 800 club!!!

The earliest that I know of being in the 800 club was in June 2009 when I got preapproved for my mortgage.  All 3 scores ranged from 802 to 812.  Currently vary month to month on TU with scores 830 to 840.

Discover it - $42,000 - 2003
Amazon Prime Visa Signature - $12,000 - 2011
Target MasterCard - $9,000 - 2013
Citi Double Cash World Elite Mastercard - $6,400 - 2018
Uber Visa Signature - $14,000 - 2018
****
TU 813 4/12/18 *** EXP 813 3/30/18 *** EQF TBD
Message 10 of 10