AMERICAN EXPRESS

[princeromeo]

hello i thought they pull eq  i applied for 5 cards and they were denied because american express pulled experian i live in the illinois area? doesnt american express pull Equifax also?

[fused]

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princeromeo wrote:

hello i thought they pull eq  i applied for 5 cards and they were denied because american express pulled experian i live in the illinois area? doesnt american express pull Equifax also?

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Well I know they like to pull mostly EQ and EX which they did to me.  Do you know your FICO scores?  Any negatives on them?  Which 5 cards did you apply for?  Did they give a reason for denying you?

[princeromeo]

my equi fax is  699 experian 614 i thought ill get the delta at least man o man this sucks

i tried for SKYPOINTS TM CREDIT CARD FROM DELTA AND AMERICAN EXPRESS

BLUE SKY FROM AMERICAN EXPRESS

GOLD DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS

[princeromeo]

i called to be reconsidered and the lady said to wait for the lettler so i was wondering can i repply and hope they pull my equifax report?

[Anonymous]

Could it have had something to do with applying for 5 cards especially since it looks like you applied for the ones that might require a higher rating first?

Message Edited by princessofpink on 06-08-2007 01:38 PM

[Anonymous]

I wouldn't re-apply... Just wait a couple days for the letter. Then call the Recon line.

Rob

[fused]

Are there any negatives on your reports?

[princeromeo]

Your consumer credit bureau score from Experian is too low (See below)

High utilization of credit lines or insufficient utilization information (Experian)

Too many new accounts (Experian)

Number, type, and recency of inquiries (Experian)

[fused]

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princeromeo wrote:

Your consumer credit bureau score from Experian is too low (See below)

High utilization of credit lines or insufficient utilization information (Experian)

Too many new accounts (Experian)

Number, type, and recency of inquiries (Experian)

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Never mind that stuff.  Do you have any late payments, collection accounts, public statements, judgments or any other accounts you might have deafulted on in your reports.  Also, where did you pull your reports from, are they FICO or FAKO?  What is the util on your cards? 

[princeromeo]

no nothing is bad nothing late i got them from fico the real fico