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Wow, I'm on a roll today!![]()
Paid off my AMEX BCP today after having already paid two other CC down to $0 today as well!!
Now I only have 1 credit card with a balance on it AND my credit utilization falls well under the 30% mark and I'm so ready to see those credit scores soar!! ![]()
My hard work, discipline, and determination to improve my credit scores and financial picture is shaping up!! Woo hoo!!
Congratulations on your success![]()
Congrats on your hard work & success soon you will reap the benefits on your hard work





Sweet. Have you calculated your "before" utilization percentage and your "after" utilization percentage once the $0 balances report?
Also total number/percentage of accounts with a balance matters... so if you're lowering that by 3 it could possibly help increase your scores.
That's great!! Great work!!
My credit utilization went from 74% to 37% so I'm anxious to see my score raise.
And your number of accounts with a balance?
Now 1 CC with a balance and 2 auto loans (both paid on time with no lates)