cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX BCP PAID OFF!!

kidink1911
Established Contributor

AMEX BCP PAID OFF!!

Wow, I'm on a roll today!Smiley Happy

 

Paid off my AMEX BCP today after having already paid two other CC down to $0 today as well!!

Now I only have 1 credit card with a balance on it AND my credit utilization falls well under the 30% mark and I'm so ready to see those credit scores soar!! Smiley Wink

 

My hard work, discipline, and determination to improve my credit scores and financial picture is shaping up!! Woo hoo!!

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // Discover IT Chrome- $1,000 // Capital One Venture- $3,550 // AMEX Blue Cash Preferred- $1,000 // Venmo Credit Card- $500 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 623
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
8 REPLIES 8
M_Smart007
Epic Contributor

Re: AMEX BCP PAID OFF!!

Congratulations on your successSmiley Happy




Message 2 of 9
BAD_UP
Frequent Contributor

Re: AMEX BCP PAID OFF!!

Congrats on your hard work & success soon you will reap the benefits on your hard work




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 3 of 9
BrutalBodyShots
Super Contributor

Re: AMEX BCP PAID OFF!!

Sweet.  Have you calculated your "before" utilization percentage and your "after" utilization percentage once the $0 balances report?

 

Also total number/percentage of accounts with a balance matters... so if you're lowering that by 3 it could possibly help increase your scores.

Message 4 of 9
cashorcharge
Valued Contributor

Re: AMEX BCP PAID OFF!!

That's great!!  Great work!!

Message 5 of 9
AllZero
Super Contributor

Re: AMEX BCP PAID OFF!!

Congratulations on your success!
Message 6 of 9
kidink1911
Established Contributor

Re: AMEX BCP PAID OFF!!

My credit utilization went from 74% to 37% so I'm anxious to see my score raise.

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // Discover IT Chrome- $1,000 // Capital One Venture- $3,550 // AMEX Blue Cash Preferred- $1,000 // Venmo Credit Card- $500 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 623
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
Message 7 of 9
BrutalBodyShots
Super Contributor

Re: AMEX BCP PAID OFF!!

And your number of accounts with a balance?

Message 8 of 9
kidink1911
Established Contributor

Re: AMEX BCP PAID OFF!!

Now 1 CC with a balance and 2 auto loans (both paid on time with no lates)

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // Discover IT Chrome- $1,000 // Capital One Venture- $3,550 // AMEX Blue Cash Preferred- $1,000 // Venmo Credit Card- $500 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 623
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.