AU account gone from my EQ report?

Hcontreras · ‎03-19-2014

So, my GF added me an AU on her Chase Slate card in Janurary. It showed up on all three of my CRA's about 3 weeks later. My GF and I have the same address listed as our "home" address. Well, I have checked my EQ report yesterday and it looks like that account has seemed to disappear from from EQ report. However, my score DID NOT change at all, but my AAoA went from 2 years to 3 months because of this.....

Anyone have an idea why this has happened? There has been no changes to my address or any of my personal information at all, or any out of the "ordinary" activity at all. Of course, I've check with my GF first and she said she didn't call to remove me as an AU or anything. It still shows on TU and EX, just not EQ anymore :-/

Hcontreras · ‎03-19-2014

Bump?

Revelate · ‎03-19-2014

Strange, I'm not familiar with EQ specifically with regards to AU's but it's possible Chase didn't report the account (or there were no changes on it) and it got whacked.

I would wait for another reporting cycle before worrying about it, if it's still not there after it next updates on both TU / EX then it's worth asking about though presumably Chase will suggest they are reporting to all three (which is their default) and probably dump it in EQ's lap.

Hcontreras · ‎03-20-2014

Well her statement cuts today, so I assume Chase will be reporting it in the next couple of days.

I just think it's weird that it just disappeared from my EQ report before Chase even cut her statement.

Something had to have prompted EQ to drop it from my report before Chase reported...No?

Hcontreras · ‎03-20-2014

Again, the strange thing is that although this dropped off my report, my score didn't even drop at all!!! Which I'm ecstatic about....But my AAoA dropped to 3 months from 2 years. That account that I was an AU on is a 14 year old account (with a $22,000 CL). I would think that my score would take a drop by losing that AAoA, if nothing else. Weird! Anyone ever seen this?