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loubee wrote:
thx brammy, I new you would answer you always dodo you think looking at the time frame of this account it is hurting my f/scores majorly?when would this fall off my report, .......I know so many questions
Its going to depend. Is this the oldest account on your CR? If so leave it. In two years the negs wont matter anyway and you won't lose history. On the other hand, once FICO 08 hits, its all a moot point. But even a negative, if it is your oldest account is probably helping at that age.
loubee wrote:
brammythis is not my oldest account, I have some the year before in good standing,what to do what to do, lol
If it is close, it will reage your credit file somewhat. If you just dont like the uglies, by all means dispute it.