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Account Review Inquiries?

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OmarGB9
Community Leader
Super Contributor

Re: Account Review Inquiries?


@calisig wrote:

Is it possible that the cards come with "Free Credit Scores", and the inquiries are the result of the cardholder clicking on the "Free Monthly Credit Score" button when logged into each respective card's website?


I don't think the card that offer the free scores do a SP every time you check, they only do them once a month.

 

However, our own SPs we do when checking our reports (i.e. CK) definitely each show up individually. 


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 11 of 15
calisig
Regular Contributor

Re: Account Review Inquiries?


@OmarGB9 wrote:


I don't think the card that offer the free scores do a SP every time you check, they only do them once a month.


exactly my point - the card does a SP for you the first time you are eligible for a monthly score refresh and click to get it. Subsequent rechecks don't SP until you are eligible again for the next month's score ...

13Oct22 Exp F8: 812
Message 12 of 15
NoMoreE46
Community Leader
Senior Contributor

Re: Account Review Inquiries?

@AzCreditGuy ,

 

I had  Verizon (post pay) and have Dish Network.  VZ often SP'd me.   I have never seen Dish do a SP.

 

 

Message 13 of 15
AzCreditGuy
Valued Contributor

Re: Account Review Inquiries?


@NoMoreE46 wrote:

@AzCreditGuy ,

 

I had  Verizon (post pay) and have Dish Network.  VZ often SP'd me.   I have never seen Dish do a SP.

 

 


Dish is AutoPay has been for the past 2 years

Message 14 of 15
JtAlmond
Valued Member

Re: Account Review Inquiries?

An account review enquiry showed up as a soft pull from Wells Fargo last week.  This came on the heels from the same of a request to update my income.

i had been using the Autograph card as my daily going from a 1% utilization to a 6% utilization the previous month.

i wonder if a human or not actually did this??

Message 15 of 15
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