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Address Change, 40 pt bump???

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Desmoire
Regular Contributor

Address Change, 40 pt bump???

address.png

 

Why would an address change cause this huge jump in score?? I had my last baddie removed from TU so that accounts for the change, but certainly not my change of address!?! Ugh myfico...

 

Credit Karma noted this change a week ago, and literally said "A collection has been removed from your report" -- I really can't wait for myfico to fix their service...

myFICO Scores EQ 778 TU 783 EX 772 | Mortgage 106774.00 | Auto Loan 15251.00 | AMEX BCE 0/25500 | Lowes 0/6300 | Barclay Rewards 0/5000 | NASA FCU 0/5000 | FNBO 0/4400 | Amazon 0/4000 | FNBO Employee 283/2900 | NFM 0/2600 | Chase Freedom 0/2500 | Best Buy 0/2300 | Cap One 0/2250 | FNBO 0/1100 | NASA FCU Rewards 0/1000 | Quicksilver 0/750 | Younkers 0/500 TOTAL: 283/74,450 0.003% UTIL
Message 1 of 4
3 REPLIES 3
taxi818
Super Contributor

Re: Address Change, 40 pt bump???

Now thats the joke of the Day. Smiley Very Happy

look at your full report on credit karma and find the true cause of your bump please. lol

Message 2 of 4
takeshi74
Senior Contributor

Re: Address Change, 40 pt bump???

Coincidental, not causal.  Note that there is no slice for Address:

http://www.myfico.com/crediteducation/whatsinyourscore.aspx

 

In this case it sounds like it was probably the derog falling off.  Payment History is in the pie above and it is the largest slice.

Message 3 of 4
taxi818
Super Contributor

Re: Address Change, 40 pt bump???

I'm trying to change my address to get that same boost 😁
Message 4 of 4
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