hi all once again hehe
ok heres the thing, my wife and i are in need of a personal loan for about 10000 for other bills and misc stuff. I want to apply for a loan but i am scared it will get denied 
my credit isn't bad really..
my credit isn't bad really..all fico:
EQ 720
TU 580 (has 1 neg due to drop off 8/07)
EX never ran yet BUT has 2 neg witch drop off 8/07 and 11/07
14 years of credit and not any MISSED pymt!
outstanding bals total is down to only 1550 bucks owed on CC
The 2 neg are charge off acct..
SO I ask to you very helpful people what should i do ????? is my credit good for a 10000 loan or LIC?
plz advise..
thanks again to all you great people!
mike
