Your advice is bordering on unethical credit repair. I agree with some of the others about disputing, bad things can happen. Good trade lines disappearing and new bogus lates appearing.
drvbasic wrote:
My best advice is to never be late. And dispute EVERYTHING....even if you were late or even if the judgement is yours and you paid it or the collection you paid it just dispute it...reason being alot of times when things are paid the collection agency doesnt verify and they dont care because they have their money so just keep on disputing and also write GW and talk to customer service and give them a good story and you may get some removed that way...I got a bunch of my old lates removed like that. and finally most important thing NEVER EVER be late...
