Affinity FCU pre-approvals

Mellon · ‎07-06-2022

Just curious from those with experience with Affinity... how solid are their pre-approvals. I received the email attached

GatorGuy · ‎07-06-2022

No personal experience but that's alot of pre-approvals!

trant3 · ‎07-06-2022

Its solid. Not instant but is basically auto approved once app is submitted. Will be a HP on EX

Amex Bonvoy Brilliant $9k, Expedia OneKey $30k, Fidelity $23.5k, FNBO $15k, Universal Studios Visa $15k, FourLeaf FCU $35k, US Bank Cash+ 15k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $21k, Citi Custom Cash #2$16k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, AMEX Hilton Aspire $28k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Flagship $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Citi TY $8k

Titans84 · ‎07-06-2022

I had the exact same offer as you for the Cash Rewards card. I applied through the offer and was approved for everything stated in the offer. It also was a fast process compared to others. Took only 2 days from start of application to approval. I also used the same hard pull to get the CLOC that was an up to $10k offer.

Current FICO 8:

US Bank Cash+ (PC from Perks+) | 05/2007 | $10,000

AMEX Blue Cash Preferred (PC from Blue) | 09/2008 | $25,000

US Bank Cash+ (PC from Platinum) | 12/2014 | $20,000

Goldman Sachs' Apple Card | 08/2019 | $28,000

Chase Freedom Unlimited | 09/2019 | $16,000

Elan Max Cash Preferred | 05/2021 | $25,000

FNBO Evergreen Rewards | 07/2021 | $25,000

Affinity FCU Cash Rewards | 04/2022 | $32,500

US Bank Altitude Connect (PC from Altitude Reserve) | 09/2023 | $15,000

Chase Sapphire Preferred | 05/2024 | $23,000

Bank of America Premium Rewards | 04/2025 | $22,500

Mellon · ‎07-07-2022

@Titans84 wrote:
I had the exact same offer as you for the Cash Rewards card. I applied through the offer and was approved for everything stated in the offer. It also was a fast process compared to others. Took only 2 days from start of application to approval. I also used the same hard pull to get the CLOC that was an up to $10k offer.

Thanks for sharing your experience. I may pay off a few more things before I apply. I would like the rewards card and the CLOC also.