Affirm 30 day late

[Bobbyturner222]

So I accidentally forgot to pay my affirm 31 days late I payed it off completely it's not on my credit report I've had the loan for 6 months will it get reported as late?

[OmarGB9]

Unfortunately, yes. 

Please be aware, Affirm may report loans with delinquent payments, which may have an impact on your credit.

From Affirm's own help center.

[Bobbyturner222]

What if it's not on my credit report? And it says May what does that mean!

[OmarGB9]

Just because it's not on your report now, doesn't mean it can't show up later.

And "may" I guess means at their discretion.

If it ever does show up, I would call/write Affirm and politely ask that they not report it and be sure to point out that you immediately paid in full as soon as you realized your mistake.

[raymondsfamily]

Hi - same boat...did it get reported? Thanks!

[FireMedic1]

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@raymondsfamily wrote:

Hi - same boat...did it get reported? Thanks!

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Welcome @raymondsfamily 

OP hasnt been here in over a year. If its going to show up on your reports. Usually shows up on your next update.

[Jmill]

Did yours get reported i payed day 31 as well?