I never used those other two. I have used CCT in the past but cancelled it after EX stopped allowing consumer access to FICO. But CCT was one of the rare few that allowed you to pull your reports daily. It was fairly quick with the alerts. And if you clicked the dispute option, without disputing, you can get your EX CR for free. The only downside, aside from price in relations to the old TC, was that the reports are all funky. The layout isn't all that good. The CRAs were in verticle columns and the TLs were in rows. If CCT read a different account number for each CRA for the same TL, it would show three rows for the same account. And it wouldn't always put it together. You'd have to scrool up and down on the page just to get a side-by-side comparison.
