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I paid off my wife's Wells Fargo Propel AmEx and AmEx Cash Magnet just after a statement posted (I know, stupid). Netiher would do a mid cycle update, so I waited for the statement dates. Wells Fargo updated our credit reports not long after the statement posted. American Express, however has not updated it despite the statement closing over a week ago (AmEx reports normally update on the 26th).
We really want to apply for a new card in time to use it for a big purchase before the end of the month (that's when the categories change), but I want to improve the odds with this balance no longer reporting.
I asked AmEx about it
1) First Rep said wait 30 days, I pretended they knew what they were talking about and decided to contact them again.
2) Second rep said 2-3 days after statement, gave me contact info for credit dept
3) Credit dept said "wait 2-3 days" and call back before they'd consider pushing an update
Is anyone else experiencing delays in AmEx reporting?
How sensitive is Chase to balances reporting (2% overall utiliation, 16% on this card- $500/3100)
We're at 4/24 and 4/12, so we really want this to be our next card (plus, Chase has a nice sign up/spend bonus right now)
My wife has recently opened Chase checking & savings with a decent balance
My Delta Gold and Hilton Honors cards typically report on the 30th, and my BCP would normally report today. As yet, none have reported.
My BCP usually updates on the 26th. It just updated today. I think they are behind or having a lag for some reason.
Ours still hasn't updated, so we requested a manual update again. They seemed a little unsure, but we're pretty sure they requested a manual update
I'm having same issue
@FalconSteve wrote:I paid off my wife's Wells Fargo Propel AmEx and AmEx Cash Magnet just after a statement posted (I know, stupid). Netiher would do a mid cycle update, so I waited for the statement dates. Wells Fargo updated our credit reports not long after the statement posted. American Express, however has not updated it despite the statement closing over a week ago (AmEx reports normally update on the 26th).
This has been happening to existing cards. New cards rarely show up right away.