American Express

[Anonymous]

What kind of scores would one need to get approved for AM Blue or AM in general (and do you know which CRA they pull from-i'm in NJ)?

Thanks!

[future]

thet pull from experian. blue you need 675, but if your scores are in the low 600 you can apply for a delta, starwoods or hilton amex and more than likely you will be approved, unless you have a bk. htey dont like bk's, in in ny(manhattan) i have a delta and hilton amex

[Anonymous]

I am in NJ also and they pulled EX for me. I had several derog items on the my report with a score of EX 574. No BK and $0 balance on my open cards.

[Anonymous]

And you got approved?

[Anonymous]

yeah for a CL of $1k. I converted it to Amex Blue now.

[Anonymous]

Oh ok.  Well EX hates me so I won't even go there.  I can't get them to delete to collections items and they won't give me the MOV even though I was able to get EQ to get it off without me paying a penny!

[Anonymous]

i applied for the delta originally. Got declined for Blue but then i converted that delta into blue a month or so later.

[Lucky7z]

i applied and they declined me because of high ult, too many inq, limited credit experiance i only had credit for 7 months she i call to reconsider???????????

[Anonymous]

it wouldn't hurt to try.

[MidnightVoice]

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Applebee wrote:

Oh ok.  Well EX hates me so I won't even go there.  I can't get them to delete to collections items and they won't give me the MOV even though I was able to get EQ to get it off without me paying a penny!

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That sounds exactly like EX