I was previously listed as an authorized user on a family members account. The person has had some financial issues and cant pay their cards. I have been removed as an authorized user but will that stop the card from automatically reporting to my credit report anymore? If not should i dispute it?
In the past I've seen both scenarios happen... sometimes the reporting stops automatically and the account is simply removed from the AU report, and other times a dispute is required.
I'll also add that in the cases where a dispute was required it was really straight-forward and resolved quickly.
I was just removed as AU with Cap One. The account is still on my report reporting 0 balance and paid (Experian).