cancel
Showing results for 
Search instead for 
Did you mean: 

Annual Credit Report Time!

tag
Anonymous
Not applicable

Annual Credit Report Time!

I pulled my credit reports from all three CRA on January 1 2007 and will be doing the same thing first thing tomorrow morning and believe it or not I am so excited to see the three reports.  My credit score is low (587) but I started out with 533 and now that I know what to do, thanks to the MYFICO forums -  I am ready like freddy (LOL)!  I have tears in my eyes as I type this message, I have misused my credit for so many years and now I know how important it is to have good credit.  I want to purchase a home by September of 2008 and I know with the wonderful knowledge members on this board I can get my score up and keep it up by reading the forums.  I love you all!
Message 1 of 4
3 REPLIES 3
SmartCookie
Valued Contributor

Re: Annual Credit Report Time!

Aww, shucks!   Blushy 
I agree this is a great place to be sharing and learning, isn't it?
 
Good luck on your continued progress... you should be very proud of yourself!  Are you able to get a FHS loan?
 
Hope you see good stuff tomorrow!   


EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Message 2 of 4
marty56
Super Contributor

Re: Annual Credit Report Time!

With a 2 year clean record and scores in the low 600's you should be able to get a home.  That was my situation 4 years ago.
 
Check with Shane in the Mortgage area.  I hope your new scores are good and it only gets better as time goes by.
1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 3 of 4
Anonymous
Not applicable

Re: Annual Credit Report Time!

I was not able to get my reports because I have a fraud alert filed with all 3 bureaus.    Equifax requested I request in writing and  submit a copy of my SS card.  I'm bummed because I was really looking  forward to taking  a peek at them today.
          
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.