Any success with removing paid CO with Cap1, maybe GW?

[Anonymous]

I have an account with Cap that was CO in 2005. I later paid it off and it is listed as CO, paid collection on all 3 CR. Is there any chance of getting this changed or deleted? Has anyone else been able to accomplish this? If so I would appreciate any examples of letters. Thanks

[Anonymous]

I'm on my third GW attempt with them on a very small paid charge off from three years ago - and I have had a new account since and have never been late for two years straight.

So.....

[Anonymous]

Don't count on it. If you succeed in getting a Cap One charge-off removed you will definitely go down in the history books!

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RFoster130 wrote:

I have an account with Cap that was CO in 2005. I later paid it off and it is listed as CO, paid collection on all 3 CR. Is there any chance of getting this changed or deleted? Has anyone else been able to accomplish this? If so I would appreciate any examples of letters. Thanks

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[Anonymous]

I paid these guys off in settlement a past due balance through NCO and they just updated after having disputing TU a past due balance of 348.00$ the issue here is I have NCO as a CA on this account so I get the double whammy with both these ge#$s ..........

$348 Payment after charge off/collection $348

Date opened [?] Apr, 2003 Date of last activity [?] Jul, 2007 Date paid out [?] Jul, 2007 Date closed [?] Apr, 2004 Account number [?] XXXXXXXXXXXX Account type [?] Credit Card Credit limit [?] $300 Largest past balance [?] $731 Credit Type [?] Revolving Account Account holder [?] Individual Account

Descriptions [?]

• Settled—less than full balance

Message Edited by Tmleverage on 08-13-2007 06:54 PM

Message Edited by Tmleverage on 08-13-2007 06:54 PM