@Anonymous wrote:
I just went back through my credit reports that I had saved and copied and these two CA I have proof that they changed the reporting date. I have myfico reports from all three CR agencies from June 13th and they have different report dates than the CR I have now. So this shows that they did indeed update the report dates after I DV'd them.
My question is, where do I go from here?
Just a question, and maybe I missed it earlier in the thread.
When you say they re-aged the accounts, are you talking about the date reported on you Credit Reports?
If so, this has nothing to do with the DOFD or DOLP. One of which is used to determine both the SOL for being sued, and/or the length of time it can remain active on your credit report.
I would suggest that you call the CRA's and find out the DOFD/DOLP on these accounts. Now if these have been changed, then you have a legal issue here that you should pursue as far as you can afford.
REMEMBER, GET IT IN WRITING. Do not acknowledge anything with the CAs on the phone, and if you are in a one party state, record your calls. Even if not in a one party state, record your calls, you just have to warn them you are recording.
Noah, TNWM or Tuscani sound right to you?