I have used it for a few years,,np for me with scores b/c I know they aren't real scores I basically use for monitoring.Can't get my Guru badge to register for nothing..Thus yesterday logged in for March update,which is when I noticed some upgrades to my free program.under the finance- my credit part where I used to just get lists of what needed to be done,,is now a nice chart showing credit analysis such as payment history, utilization, credit age, mix,and inquires...the major change I noticed on mine yesterday was @ bottom of page it told me it was TU ,,I 2 had for the EX..but I still have credit.com for that.... anyway looks like they are trying to make some improvements there for free....
**** Also read on site,,,they won't update if U don't log in every @least every 30days,, just a little info..