I have 3 baddies on my EQ report all from Certegy (returned checks for NSF).
2 of them I have paid (April 2006 and July 2004) and 1 still remains unpaid in the amt of $ 76 from March 2007.
They are listed as paid collections, and the remaining one is listed as charge off/ bad debt/ collection.
My question is: Should I send in a PFD letter to Certegy saying I will pay the remaining $ 76 debt if, and only if, they delete all 3 negatives from my CR?
Has anyone had to deal with them before? I live in Texas.
