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I checked my account this morning and I saw this.
Trailing interest... 
Anyone ever had luck getting them to report off cycle? This is gonna bug the crap outta my OCD. I already paid it but I really don't want to wait a month with $1 showing on my credit reports.
@Anonymous wrote:I checked my account this morning and I saw this.
Trailing interest...
Anyone ever had luck getting them to report off cycle? This is gonna bug the crap outta my OCD. I already paid it but I really don't want to wait a month with $1 showing on my credit reports.
They wouldn't do it for my husband about 6 mos ago. However, yesterday their red debit cards went down for almost 3/4 of the day. All transactions were denied as well as payments delayed. They're super apologetic & very accommodating right now. Seems like this may be the best time to ask?
@Hut1 wrote:
@Anonymous wrote:I checked my account this morning and I saw this.
Trailing interest...
Anyone ever had luck getting them to report off cycle? This is gonna bug the crap outta my OCD. I already paid it but I really don't want to wait a month with $1 showing on my credit reports.
They wouldn't do it for my husband about 6 mos ago. However, yesterday their red debit cards went down for almost 3/4 of the day. All transactions were denied as well as payments delayed. They're super apologetic & very accommodating right now. Seems like this may be the best time to ask?
Wow that's awful! I bet they will lose a lot of members for that one. I couldn't imagine if I still relied on my debit card and it didn't work when I needed it! 😲
I might reach out to them. Maybe I will get lucky and they hadn't reported it yet (my bill literally cycled overnight and its a weekend so its possible). I will wait and see if it pops up on EQ tomorrow.
Supposedly it didn't effect ALL customers, but both of ours were. When we called in to find out why our transaction was denied, there was a 47 min wait, so I think they were fibbing on just how many people were affected. Lol.
If it makes you feel any better, I've been a loyal customer for 6 yrs and never seen an issue like that from them.
You'd be surprised how many banks systems go down. I work as a Payroll Administrator for a national company and at least once a month we get a notification of some major banks system going down causing employees deposits to be late. Oh, the phone call blasts I receive on those days.
@Anonymous wrote:
@AverageJoesCredit wrote:
@Anonymous, when i had like $0.06 on my account from interest from my Cash Advance experiment, i couldnt mske a payment due to being a minimum allowed. I called in and boom bam bim, they took it from my cash rewards balance instantly and poof, back to $0Yeah I made my payment already, I just don't want a credit card reporting I left a $1 balance on it. I suppose I will just leave it alone though. Its not going to have a scoring impact either way.
I had scratched my head and wondered why you made a thread about;
I checked my account this morning and I saw this.
Trailing interest... 
@M_Smart007 wrote:
@Anonymous wrote:
@AverageJoesCredit wrote:
@Anonymous, when i had like $0.06 on my account from interest from my Cash Advance experiment, i couldnt mske a payment due to being a minimum allowed. I called in and boom bam bim, they took it from my cash rewards balance instantly and poof, back to $0Yeah I made my payment already, I just don't want a credit card reporting I left a $1 balance on it. I suppose I will just leave it alone though. Its not going to have a scoring impact either way.
I had scratched my head and wondered why you made a thread about;
I checked my account this morning and I saw this.
Trailing interest...
Because its not technically paid until that $1.39 is gone. It is pure OCD but it absolutely bothers me.
