Anyone know what credit bureau Citizens Banks checks (hard inquiry)

[JNesbit89]

Does anyone know what bureau Citizens Bank will attempt to pull a hard inquiry from when you ask for a credit limit increase. I was able to double my BBY credit card limit by simply unfreezing Equifax, which barely had any hard inquiries to begin with. All my credit bureaus are frozen again. I would ask for a CLI as long as it isn't Experian.!

[Credit12Fico]

Most likely Equifax.

[Anonymalous]

@credit_is_crack put together a pretty comprehensive list of which financial institution pulls which report:

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/63797...

Looks like Citizens' is Equifax, either FICO 8 or 9.

[M_Smart007]

They normally pull EQ

[zerofire]

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@Anonymalous wrote:

@credit_is_crackput together a pretty comprehensive list of which financial institution pulls which report:

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/63797...

Looks like Citizens' is Equifax, either FICO 8 or 9.

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Close. Citizens usually does Equifax pulls. They however have a custom score that they claim is a FICO score but is not. The scale on that score does not match any FICO scores in existance. The score does however look like a standard FICO with internal boosting on criteria that Citizens likes to be more sensitive to.

Another thing to note is that Citizens will do SP CLi's every 9 months or so. That might be a better option for you to consider.