Apple Rewards Visa Free FICO

Anonymous · ‎12-30-2014

I recently got the Barclaycard Apple rewards Visa and as i finished making my online account, i noticed there was an option have your montly fico score just like on the discover it card.

Funny thing is that they dont promote that when applying for thye card.

thats all lol

uswala · ‎12-30-2014

@Anonymous wrote:
I recently got the Barclaycard Apple rewards Visa and as i finished making my online account, i noticed there was an option have your montly fico score just like on the discover it card.

Funny thing is that they dont promote that when applying for thye card.

thats all lol

All Barclays card provide free TU FICO scores (at least that is what I know)

chalupaman · ‎12-30-2014

That IMO is one of the best perks of being a Barclaycard member and the score tends to update more than once a month too in my case.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎12-30-2014

Oh nice! lol

coldnmn · ‎12-30-2014

Mine updates about every 3 months if I'm lucky. It depends on if there is a change on my credit report.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

aav · ‎12-30-2014

It has updated every other month for me.

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900

RED_Knives · ‎12-30-2014

I guess the point is the apple rewards not much emphasis on fico updates. simply different target demographics. perhaps people who purchase apple products care less/don't need added updates on there fico.

Starting Score: 651
Current Score: 730
Goal Score: 800
Credit Cards and Credit Limits: Barclay 7250, AMEX 2000, Discover 6250, Cap OnePlat 3000, BestBuy 3000, Chase 3500, Paypal 4300, Walmart 1000, BOA 2000, Kohls 800, Target RED 500, Les Schwab 500, TOTAL 34900 OldestAc1.8 years
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