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Are Experian updates lagging?

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cr101
Established Contributor

Are Experian updates lagging?

My report normally refreshes everyday at12am PT, but for the past 2 days, it's shown the previous date for a long time. Mine still shows the data for 03/17.

Message 1 of 13
12 REPLIES 12
donkort
Valued Contributor

Re: Are Experian updates lagging?

Mine shows 3/19.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 2 of 13
newfossil
Valued Contributor

Re: Are Experian updates lagging?

Mine shows as of 3/2




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 3 of 13
Anonymous
Not applicable

Re: Are Experian updates lagging?

Mine is updating daily as always per the subscription service benefits. 

Message 4 of 13
Iusedtolurk
Established Contributor

Re: Are Experian updates lagging?


@cr101 wrote:

My report normally refreshes everyday at12am PT, but for the past 2 days, it's shown the previous date for a long time. Mine still shows the data for 03/17.


Just checked mines and everything is current as of today. 

 

May have to do with what location you are at or sometimes you need to clear your Internet cookies and refresh your data.

Message 5 of 13
JeffMO
Regular Contributor

Re: Are Experian updates lagging?

I'm assuming you folks are talking about myfico site? Mine says 3/16. I just signed up for it last week and wasnt aware that it was suppose to refresh every day. Hmmm






Capital one 500, Discover 11.1k. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 26.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.
Starting Score: 560
Current Score: 795
Goal Score: 850


Take the myFICO Fitness Challenge
Message 6 of 13
babbles
Established Contributor

Re: Are Experian updates lagging?

good question, I just posted in another thread that  my paid EX account dosen't actually show activity throughout all three brueas as advertised in my membership benefits so I've dropped it to the free account and although FICO does lag a little I'll take that over EX.

Message 7 of 13
Trudy
Valued Contributor

Re: Are Experian updates lagging?


@JeffMO wrote:

I'm assuming you folks are talking about myfico site? Mine says 3/16. I just signed up for it last week and wasnt aware that it was suppose to refresh every day. Hmmm


I can't be sure but I believe the OP is talking about the EXperian subscription which updates daily.  MyFiCO provides updates by it does not suggest it's daily.  If there are alertable events it will update, usually a day or three after the actual change as can be confirmed with an EX subscription.  I have EX & MyFICO subscriptions and see changes on the EX site before I'm alerted of that same change by MyFICO.  Usually a few days later.

FICO - 8: 05/05/23
Message 8 of 13
JeffMO
Regular Contributor

Re: Are Experian updates lagging?

Ok that's what I was figuring, thank you trudy






Capital one 500, Discover 11.1k. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 26.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.
Starting Score: 560
Current Score: 795
Goal Score: 850


Take the myFICO Fitness Challenge
Message 9 of 13
cr101
Established Contributor

Re: Are Experian updates lagging?


@Anonymous wrote:

Mine is updating daily as always per the subscription service benefits. 


someone asked if i'm referring to myfico. no, i'm referring to the actual experian site. and, after i restarted my free trial, it jumped from 03/17 to 03/19 and the 1 bal that i was checking for was udpated. guess they want you to keep milking the free trials. i'll play along. lol

Message 10 of 13
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