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Authorized User

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jdbaird
New Member

Authorized User

Hello, I have a quick question: If I have my wife remove me as an authorized user on one of her cards, will it drop off of my report? I am extremely responsible with my credit, I carry a zero balance always and have never had a late. I wish I could say the same of my wife. Since she added me to her card as an authorized user, my Fico(r) score has dropped. Will removing me bring it back to normal?

 

Thanks in advanced,

James

Message 1 of 2
1 REPLY 1
gdale6
Moderator Emeritus

Re: Authorized User

Some creditors will remove it others will leave it stating relationship terminated. If its left on you would then dispute it as being an AU with you not responsible for repayment and ask it be removed.

Message 2 of 2
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