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Authorized Users with Citi

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Jewlz
New Visitor

Authorized Users with Citi

I am considering getting two tradelines from Citi but wanted to know if they report to all three bureaus. I got a Chase tradeline from California and it only reported to Transunion. Anyone with experience with Citi?

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Remedios
Credit Mentor

Re: Authorized Users with Citi


@Jewlz wrote:

I am considering getting two tradelines from Citi but wanted to know if they report to all three bureaus. I got a Chase tradeline from California and it only reported to Transunion. Anyone with experience with Citi?


So, you're buying trade lines but anti-abuse  algorithm is kinda catching them?  

 

Also Chase Outta Cali - that should have been a song 

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sccredit
Valued Contributor

Re: Authorized Users with Citi


@Jewlz wrote:

I am considering getting two tradelines from Citi but wanted to know if they report to all three bureaus. I got a Chase tradeline from California and it only reported to Transunion. Anyone with experience with Citi?


Yeah...Chase reports to all 3 for 99% of authorized users. It's the shady purchased trade lines that get caught by the credit bureaus algorithms, as mentioned by @Remedios 

 

If you somehow get a purcahsed tradeline to report to all 3 it will be short lived. This whole buying tradeline thing has been around forever (I remember reading about it back in 2006/2007) and is well known by the bureaus. 

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