What should I expect when my late for a car payment ages 2 years this month? I also have 2 30 day lates that will be aging 2 years in November, so what should that bring my scores to? There currently at 680, 690 and 695.... jv
How severe is this late payment? Other than the other late payments, any other bad stuff on your reports? Where is your CC utilization at? With this info I can give you some idea about your scores.
It was only a 30 day late. I have 2 30 days from Nov '06. My UTIL is 18% and should also be going down because I just got CL increase by 10k on 2 cards. jv