My chapter 7 was discharged in Jan 2006. My auto loan stopped reporting shortly after but status is "included in BK". I've been paying on this auto loan since but it's not helping or degrading my FICO. My current scores are from 605 to 678. I recently got a new loan for a new car which is showing up on my CR, should I continue to make payment on the old loan? Been trying to get rid of the old car. Will it affect my score if I stop paying on the old auto loan? Thanks.