BECU - Soft or hard for membership? Update: approved PLOC.

[Anonymous]

I am assuming hard pull on TransUnion, since I applied rather than offered a preapproval. However I won't know until I actually pull my TransUnion report, which I will do in a couple weeks.

I got a letter from BECU stating my TU was 738 when they pulled it.

[Country_Feller]

Congratulations!!!

[Anonymous]

@CIS

Thanks for the intel on BECU and you don't have to wait a couple weeks to pull a FICO TU report to see if it was a hard/soft inquiry. Just go get a free Credit Karma account and it will show you once per week your TU and EQ info. Scores are worthless, but the info isn't. Two cents. 

[Anonymous]

Congrats!!!

My parents started me out with a BECU checking account from before I could remember, and a couple years ago when I was cluelessly apping for credit cards with zero history BECU gave me my first PLOC. No secured card or AU intermediary step at all. They're a good place to be!