BF has EQ FICO of 650 needs a CC!

[Anonymous]

myfico simulator said a $300 cc could shoot his scores up as high as 730! i know that's a long shot, but he has no open TL's right now so i am trying to find him a CC with low fees, and it has to pull from EQ. anybody know of a good one?

what's the name of that site that tells you who approved at what score? i've seen it in the forums before but can't find it now. anyone remember?

[wrw0010]

Whogavemecredit.com

[Anonymous]

thanks!!

[SmartCookie]

heya girl,

I don't know if Cap1 pulls (wait... don't run... yes I said Cap1!) EQ in your area but he should be able to get that.  Is he getting any offers from them?  Just giving my personal experience with DH a few years ago.  It was all he could get so he had to.  I think he got a preapproval notice for $300 with less of a score..they bumped it to $500 2-3 months later, then an automatic $2000 at the 1 year anniversary.  I used to think they were total Crap1 but they've actually surprised me.  I just hate the way they bill it's confusing and the online site is not as user friendly as other CC co's.  They report his full credit line.  He started with a $39 annual fee which reminds me... I need to tell him to go argue that off as I think he probably just got billed again.

just an FYI, hope ya find something good! 

[fused]

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orhippychic wrote:

myfico simulator said a $300 cc could shoot his scores up as high as 730! i know that's a long shot, but he has no open TL's right now so i am trying to find him a CC with low fees, and it has to pull from EQ. anybody know of a good one?

what's the name of that site that tells you who approved at what score? i've seen it in the forums before but can't find it now. anyone remember?

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IMHO, your BF might have trouble getting approved for an unsecured CC because he no revolving TLs. It might be best if tries for a CC with his bank or a credit union. Or he might try and apply for a BoA Platinum Visa and probably be TD and offered an unsecured 99/500 like many at these forums have.

[Anonymous]

BTW: Capone pulls all 3

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@SmartCookie wrote:

heya girl,

I don't know if Cap1 pulls (wait... don't run... yes I said Cap1!) EQ in your area but he should be able to get that. Is he getting any offers from them? Just giving my personal experience with DH a few years ago. It was all he could get so he had to. I think he got a preapproval notice for $300 with less of a score..they bumped it to $500 2-3 months later, then an automatic $2000 at the 1 year anniversary. I used to think they were total Crap1 but they've actually surprised me. I just hate the way they bill it's confusing and the online site is not as user friendly as other CC co's. They report his full credit line. He started with a $39 annual fee which reminds me... I need to tell him to go argue that off as I think he probably just got billed again.

just an FYI, hope ya find something good!

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[SmartCookie]

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Timothy wrote:
BTW: Capone pulls all 3

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::::shrieking!!!:::