BK7 and FICO scores...

[Anonymous]

I know many of you have commented that as the BK or lates age, they have less of an impact on your FICO score.  With that being said, I'm within 6 mos. of my BK7 falling off my cr.  My question is:  should I expect any jump in my FICO score since the BK7 has aged for 10 years?

[Anonymous]

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forrestfico wrote:

I know many of you have commented that as the BK or lates age, they have less of an impact on your FICO score.  With that being said, I'm within 6 mos. of my BK7 falling off my cr.  My question is:  should I expect any jump in my FICO score since the BK7 has aged for 10 years?

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Probably not much of one.  the thing to look out for is that now you will be compared to those who have never filed BK.  I would be really interested in what happens to your score after that drop off.

[Anonymous]

Thanks for the quick response Brammy...  I'll keep everyone posted after the BK7 drops off.  I joined the site in September with scores of 620 TU, 633 EQ and 631 EX, since then, as of last week - 657 TU, 683 EQ and 681 EX thank to all of you...  I was just really curious what would happen, on the inside I was hoping for a considerable jump but the reality of it figured it would be very small if at all.  I'm just anxious to get that off my cr - it's hurt me for far too long...

[Anonymous]

Don't be surprised or disheartened if you actually take a tumble. You'll just be swimming in the big boy pool.