BOA Personal Loans

[sammyfire2001]

I was thinking of getting a personal loan from BOA? Does anyone know which reports they pull in NY if there are any fico score requirements?. I have no baddies but my credit only dates back to 8/2007. I have an Orchard secured (500CL), a BOA card(3200 CL) and an amex that I just opened last month and hasn't started reporting yet(2500 CL) TU-697 EQ-703 EX-696 as of 5/29

[llecs]

I just appd and was denied with scores lower than yours. Actually 664 on EX. Haven't received a denial letter yet, but it could be a few things including due to having a secured BofA CC.

BofA pulls EX 95% of the time or 5% for EQ...non-statistical.