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After reading the discussion on the BOA AF, I decided to call them and ask them if I would get one. In any case, the CR mentioned that I was likely not getting one if I had not received one by now. However, when I checked my EX report today, it appears that they've softed my account. I have three new INQ since I opened the account with them 5 months ago.
Should I be worried?
THanks
@mahendra82 wrote:After reading the discussion on the BOA AF, I decided to call them and ask them if I would get one. In any case, the CR mentioned that I was likely not getting one if I had not received one by now. However, when I checked my EX report today, it appears that they've softed my account. I have three new INQ since I opened the account with them 5 months ago.
Should I be worried?
THanks
I get softed by creditors all the time. I just pulled a full TU report last week and had 47 softs from various companies.
IMO this is normal for BoA to do this.
From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".