myscore wrote:Back in January my score with Equifax # was higher that now. I dont understand it? One of my installment loans has been paid off which was $26000 and everything else has been reduced from $37000 to $33000.
It's hard to tell without more information. Your utilization might be one problem. You have to look at the accounts individually as well as in total. How much is the CL on each of "everything else" and what is the balance owing?
Since January, have you had any late payments? Charge offs? Collections? BKs? Dog bites? 