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LOL I feel like I just hit the jackpot for receiving free credit score updates. Do you know of any companies that provide your credit score when you do a soft pull? And, no, they've never done a hard pull. I opened the bank account a few weeks ago.
@cr101 wrote:LOL I feel like I just hit the jackpot for receiving free credit score updates. Do you know of any companies that provide your credit score when you do a soft pull? And, no, they've never done a hard pull. I opened the bank account a few weeks ago.
Depends on the context of the pull and a lot of other factors. Some banks that use risk-based pricing for the provision of credit products (meaning, they give different terms based on credit report) either provide those scores to people that are given credit on less-advantageous terms than some OR they just give the disclosure to all consumers. My guess is it is the latter, and due to a conservative approach to this process, have decided to give you your score. Did it have score ranges on it?
it was the actual score.
Many. There was a list floating around here at one point.
Wells Fargo gives a free FICO montly off a soft pull. Experian.
BECU goves you one monthly from TransUnion.
Whenever I request a CLI on any of my Synchrony accounts or Discover Card, I'll get the denial letter and it always has my score. Only time I don't is if I get an actual CLI.