Bankruptcy and FICO SCORE...How many points will it go up?

[Anonymous]

Our BK is due to fall off in August. By how many points will our FICO score go up? Also, do they ever remove it a few months early by request? Thanks

[Anonymous]

moneybags - What is your FICO score now and do you have any other baddies on your report?  If just the bk and you are nearing the 10 year mark, I doubt it is affecting it much.  But do give your current status.

[Anonymous]

On January 1st my BK dated 3/2001 fell off my Experian report....I gained 10 points...since then it's gone up 2 points per week. Not sure why it came off so early....still shows on Transunion and Equifax.

[Anonymous]

If your bankruptcy has been there for the full reporting period as required by law, it is quite possible that you will see no increase at all.  Brace yourself, it is also possible that you may see a score DECREASE.  Depending on the scoring bucket.  Once it falls off you will be compared to consumers who have NEVER filed BK.

[Anonymous]

Thanks everyone. I don't have all three scores, but they average out to be 640. We have some school loan derogatories we're trying to get removed and in addition to that, our balances are high. This is depressing to even write out.