Barclaycard FICO score vs Credit Karma FICO score

[Anonymous]

I've done some research and Barclaycard is the actual FICO score from Transunion whereas Credit Karma is a FAKO score based on data pulled from Transunion. Is this correct?

I pulled both scores yesterday and I was concerned there was a 56 point difference.

Barclaycard FICO Score (Transunion): 823

Credit Karma FICO Score (Transunion): 767

I also pulled two FICO scores from the following websites. How accurate are these?

Quizzle FICO Score (Equifax): 805

Credit Sesame FICO Score (Experian): 823

[Anonymous]

The latter two are FAKOs as well.  If you want your true FICO scores you need to get them from this site.

[HiLine]

Or from Equifax where it actually says FICO.

FICO scores are always called FICO. If there is no mention of FICO, that's a guarantee that the score is not FICO.

[mongstradamus]

CK isn't an fico score the only TU fico scores are either from here or wally, discover or barclays card. 

[Anonymous]

Thank you for the information. I looked at the myfico credit score purchase and it's about $20/month or a one time $60 for all these scores and report. Any coupone codes available?

[takeshi74]

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@Anonymous wrote:

I pulled both scores yesterday and I was concerned there was a 56 point difference. 

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It's pointless to be concerned about differences in scores due to different models.  You should expect a difference.  You cannot rely on a scoring model to determine a score generated by an entirely different model even if both models are FICO's.  Don't overlook the Understanding FICO Scoring subforum (including its stickies) and other discussions on scoring models as this is a very common topic.

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@Anonymous wrote:

Quizzle FICO Score (Equifax): 805

Credit Sesame FICO Score (Experian): 823 

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If you look both Quizzle and CS indicate that their scores are not FICO's.