Barclays free score

Anonymous · ‎11-12-2014

I am still waiting to Barclays to report the payment to cb checked today and it's still not posting ?
My due date was the nov 5
From last month tu report shows it was reported at the 9 of October

Also does Barclay free score online report in time wen tu gets it or it can take time for them to show a score change

CreditCuriosity · ‎11-12-2014

Barlays doesn't necessarily update your score monthly, sometime I heard it can be every few months, sometimes multiple times a month. Probably depending on how much you score has really changed if at all.

Ghoshida · ‎11-12-2014

@CreditCuriousity wrote:
Barlays doesn't necessarily update your score monthly, sometime I heard it can be every few months, sometimes multiple times a month. Probably depending on how much you score has really changed if at all.

Even then it does not seem like it's updating when there are big jumps.

E.g. my Barclay score if from the 14th of last month apparently and it says 707, the Discover one is from 5 days later and says 746; I'd consider that to be a big jump but Barclay's hasn't updated since.

I think Barclay's posts scores when it does a SP to figure out how you're doing as a customer in general (Account Review pulls). They don't have a fixed schedule, except might be some random checking logic which their programmers know of. Discover has a fixed pulling interval.

CreditCuriosity · ‎11-12-2014

@Ghoshida wrote:
@CreditCuriousity wrote:
Barlays doesn't necessarily update your score monthly, sometime I heard it can be every few months, sometimes multiple times a month. Probably depending on how much you score has really changed if at all.
Even then it does not seem like it's updating when there are big jumps.

E.g. my Barclay score if from the 14th of last month apparently and it says 707, the Discover one is from 5 days later and says 746; I'd consider that to be a big jump but Barclay's hasn't updated since.

I think Barclay's posts scores when it does a SP to figure out how you're doing as a customer in general (Account Review pulls). They don't have a fixed schedule, except might be some random checking logic which their programmers know of. Discover has a fixed pulling interval.

I would have to agree your statement.. When they SP you and such to see if you are being a good boy and whether you should get a auto cli and such or carrying possibly a big balance and other such things that they might be interested in. I have heard some people get SP'ed from barclay's every few days...Not the case with me, been well over a month for me personally.

Anonymous · ‎11-12-2014

Meaning it could be it posted but they will still not report it Barckays becuz I did a big payment I guess a score change should be

Is there any other daily credit report that I can pull daily and see wen it will post
I do have my fico alerts and no change there also

I am waiting to see the change becuz the min it did I wanna apply for a few cards

CreditCuriosity · ‎11-12-2014

Sorry OP, I am having a little trouble understanding what your are writting or your Engligh... I think I understand what you are asking though...

Typically from when your STATEMENT DUE DATE they payment post 3 days after that date... So mine is Due on the 2nd of each month and mine gets sent to TU/EQ/EXP the 5th of the month and I start charging again on the 6th as it won't cut again until the 2nd, so I rinse and repeat so I don't show a balance to other creditors.... Sometimes there is a delay on the 3 CRA's when they will show the payment has been posted usually 3 to 4 days after, but this can vary too if they are behind for whatever reason.

Anonymous · ‎11-12-2014

What about my Fico alerts i have and no score change yet ?

EvilR-T · ‎11-12-2014

They haven't given me a score since February. I was 636 TU true FICO at the time. I am now 770 and nothing. No auto cli and no sp. Stuck at $1700 for 2 years while everyone else has given me over 10K. I don't care. They stink.

uswala · ‎11-12-2014

@CreditCuriousity wrote:
Barlays doesn't necessarily update your score monthly, sometime I heard it can be every few months, sometimes multiple times a month. Probably depending on how much you score has really changed if at all.

+1. That has been my experience with them.

uswala · ‎11-12-2014

@EvilR-T wrote:
They haven't given me a score since February. I was 636 TU true FICO at the time. I am now 770 and nothing. No auto cli and no sp. Stuck at $1700 for 2 years while everyone else has given me over 10K. I don't care. They stink.

They are really bad at CLI.