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My first post in the boards, after months of lurking!
I'm at the ground-level of credit repair/cleaning up my reports, and swamped with writing dispute letters, goodwill letters, trying to get inquiries deleted, etc.
I currently use Transunion's TrueCredit as my 3-in-1 service, but I recently found out that they only have daily reports available for TU, and the EX & EQ reports are less up-to-date.
I would eventually like to get a service that will let me watch my FICO/FAKO scores regularly, but right now I don't care--they're low and are gonna stay low for quite a while till I get back on my feet.
So what is the best 3-in-1 service for REPORTS only, that will give up-to-date pulls on a daily/weekly basis for all three?
Thanks in advance!
~ A girl on a credit quest.
Be sure to check out the Credit Monitoring Service (CMS) Guide
If its reports only then citibanks IdentiyMonitor is pretty cool. They had it for $1 for the first month and a special price of $8.95 per month afterward (normally 12.95 per month).
You get all three reports in a 3 column page.
You get all three PLUS scores as well but since no one likes those anyway.
@Anonymous wrote:
USAA CCMP
My favorite by far!
@UFGuy2006 wrote:
@Anonymous wrote:
USAA CCMPMy favorite by far!
I just signed up for this, also. I really like the layout, and their CS is in Texas since it's through USAA, which is *really nice*. All you need to do is join USAA and open a checking account to qualify for the CMS. It's 12.95/month, which is much less than the non-USAA alternative (CCT for $29.95/mo).
I like CreditSecure.
I just signed up for this, also. I really like the layout, and their CS is in Texas since it's through USAA, which is *really nice*. All you need to do is join USAA and open a checking account to qualify for the CMS. It's 12.95/month, which is much less than the non-USAA alternative (CCT for $29.95/mo).
Thanks -- is it possible to join up even if you have no familial connections to the military?
Also, does applying for a checking account with USAA involve a hard inquiry on my CR? Will I likely be turned down due to my (currently) poor scores?