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Best 3-in-1 monitoring service for REPORTS only?

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Anonymous
Not applicable

Best 3-in-1 monitoring service for REPORTS only?

My first post in the boards, after months of lurking! Smiley Happy

 


I'm at the ground-level of credit repair/cleaning up my reports, and swamped with writing dispute letters, goodwill letters, trying to get inquiries deleted, etc.

 

I currently use Transunion's TrueCredit as my 3-in-1 service, but I recently found out that they only have daily reports available for TU, and the EX & EQ reports are less up-to-date.

 

I would eventually like to get a service that will let me watch my FICO/FAKO scores regularly, but right now I don't care--they're low and are gonna stay low for quite a while till I get back on my feet.

 

So what is the best 3-in-1 service for REPORTS only, that will give up-to-date pulls on a daily/weekly basis for all three?

 


Thanks in advance!

 

 

~ A girl on a credit quest.

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Best 3-in-1 monitoring service for REPORTS only?

USAA CCMP
Message 2 of 15
Anonymous
Not applicable

Re: Best 3-in-1 monitoring service for REPORTS only?

I use CreditSecure thru my Amex account.

Since they are a vendor I assume CS is available on it's own.
Message 3 of 15
llecs
Moderator Emeritus

Re: Best 3-in-1 monitoring service for REPORTS only?

Be sure to check out the Credit Monitoring Service (CMS) Guide

Message 4 of 15
Anonymous
Not applicable

Re: Best 3-in-1 monitoring service for REPORTS only?

If its reports only then citibanks IdentiyMonitor is pretty cool. They had it for $1 for the first month and a special price of $8.95 per month afterward (normally 12.95 per month).

You get all three reports in a 3 column page.

You get all three PLUS scores as well but since no one likes those anyway.

Message 5 of 15
UFGuy2006
Established Contributor

Re: Best 3-in-1 monitoring service for REPORTS only?


@Anonymous wrote:
USAA CCMP

My favorite by far!

Message 6 of 15
bichonmom
Senior Contributor

Re: Best 3-in-1 monitoring service for REPORTS only?

 


@UFGuy2006 wrote:

@Anonymous wrote:
USAA CCMP

My favorite by far!


I just signed up for this, also. I really like the layout, and their CS is in Texas since it's through USAA, which is *really nice*. All you need to do is join USAA and open a checking account to qualify for the CMS. It's 12.95/month, which is much less than the non-USAA alternative (CCT for $29.95/mo).

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 7 of 15
fused
Moderator Emeritus

Re: Best 3-in-1 monitoring service for REPORTS only?

I like CreditSecure.

Message 8 of 15
Anonymous
Not applicable

Re: Best 3-in-1 monitoring service for REPORTS only?


I just signed up for this, also. I really like the layout, and their CS is in Texas since it's through USAA, which is *really nice*. All you need to do is join USAA and open a checking account to qualify for the CMS. It's 12.95/month, which is much less than the non-USAA alternative (CCT for $29.95/mo).

 



Thanks -- is it possible to join up even if you have no familial connections to the military?

 

Also, does applying for a checking account with USAA involve a hard inquiry on my CR? Will I likely be turned down due to my (currently) poor scores?

Message 9 of 15
Anonymous
Not applicable

Re: Best 3-in-1 monitoring service for REPORTS only?

You do not have to open a checking account. The only thing DW and I gave from them is CCMP.
Message 10 of 15
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