Hi guys,
I want to be able to monitor all three credit bureau reports.
I don't really care about scores. Fico, Fako, or none is fine. My number 1 priority is I want it to let me pull reports every time something changes (disputes, etc), and show important information such as DOFD and the date the CRA expects the item to fall off.
I'm aware of:
Annualcreditreport.com - I think I already used these up, it won't let me in anymore. but they sometimes forget (i've been able to get one sooner than the 1 year mark. Not sure if its calendr year or 365 days)
MyFico.com - A little too expensive for me, and you only get quarterly reports. (I'm assuming with other agencies you can get reports more often? or am i wrong?)
CreditCheckTotal.com- thought CCT was going to be good, but it doesn't show the info I mentioned like DOFD, and the interface is a little "cartoony", just aesthetically displeasing.
CreditKarma.com - Doesn't do EX but Honestly seems like this one comes closest because you can infer the DOFD from the payment matrix. But I would still rather have the info that the CRAs have. It varies by 2-3 months across all my accounts. Some accounts it says DOFD is october, others december, and so on.
Are there any others I should consider? Which one is your favorite and why?
