Best Way To Dispute With All Three CRA's?

[Anonymous]

Do you have something from them showing a $0 bal? If so write them a letter disputing the debt and site that they are reporting inaccurate information. You should also write a letter to the place that is reporting all this siting Fair Credit Billing Act, and possibly the Truth In Lending Act as well.

File a complaint with th AG, BBB, and if all that doesn't work head to district court or small claims. If you don't have the money most courts offer a waiver but you have to explain why you can't pay the fees to file.May be worth it if your paperwork is in order.

Good Luck

[Anonymous]

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@Anonymous wrote:
Does anyone have any information on a good credit atttorney in FL to get this matter taken care of (hopefully).

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Puter, do you have an update on this?

[Anonymous]

My credit report now shows a zero balance and has been changed from a repossession to a paid repossession.

The only thing that I have done so far is written a letter to Americredit stating what happened, I have yet to mail it but will do so this week CMRRR. I'm hoping someone will listen and understand the situation they put me in.

I'll update you guys with any new info. I'm hoping for the best but expecting the worst.