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Biggest app spree you've done or seen

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Anonymous
Not applicable

Re: Biggest app spree you've done or seen

My biggest spree for which I was approved was 4 accounts in one month back in 12/2018. I generally seem to go for 3-4 approvals and then hit the brakes and let them age together. 

Message 11 of 47
Anonymous
Not applicable

Re: Biggest app spree you've done or seen


@coldfusion wrote:

@AverageJoesCreditdo you remember "How do you like me now?" Scott2696 with the 400+ inquiries reporting?


I had to Google...

 

wow. 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AX-Delta-Gold-Approved-OMG-I-m-on-fire-and-sm...

 

Smiley Surprised

 

ETA: Did some more digging and he went from "190+" 2/20/2018 to "pushing 400" on 3/2/2018!?!  swoon.gif That is some serious apping holy crap!

Message 12 of 47
cr101
Established Contributor

Re: Biggest app spree you've done or seen

Sept 2019: 1 approval + 1 decline

Oct 2019: 7 approvals + 1 auto refi + 2 declines

1 of the 7 card approvals for Oct used the same HP as the auto refi.

Message 13 of 47
ccquest
Established Contributor

Re: Biggest app spree you've done or seen

I did +4 revolver at the end of June/start of July, plus a student loan refi, then added another revolver at the end of September so that's +6 in 3 months total.
as of 1/1/23
Current Cards:
Message 14 of 47
coldfusion
Credit Mentor

Re: Biggest app spree you've done or seen


@Anonymous wrote:

@coldfusion wrote:

@AverageJoesCreditdo you remember "How do you like me now?" Scott2696 with the 400+ inquiries reporting?


I had to Google...

 

wow. 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AX-Delta-Gold-Approved-OMG-I-m-on-fire-and-smoking-in-Florida/m-p/5179332

 

Smiley Surprised

 

ETA: Did some more digging and he went from "190+" 2/20/2018 to "pushing 400" on 3/2/2018!?!  swoon.gif That is some serious apping holy crap!


He used to go on sprees because he was on a quest to get to IIRC $500K total CL.  Every time he got an approval he would post with "How do you like me now?".  He did have a bunch of cards,  again from memory some good ones with nice limits but also a lot of toy approvals. 

 

Last I remember he had gone on another spree of somewhere around 6 cards with an approval and was waiting for outcomes on the rest, and soon afterward vanished. 

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 15 of 47
Anonymous
Not applicable

Re: Biggest app spree you've done or seen


@coldfusion wrote:

@Anonymous wrote:

@coldfusion wrote:

@AverageJoesCreditdo you remember "How do you like me now?" Scott2696 with the 400+ inquiries reporting?


I had to Google...

 

wow. 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AX-Delta-Gold-Approved-OMG-I-m-on-fire-and-smoking-in-Florida/m-p/5179332

 

Smiley Surprised

 

ETA: Did some more digging and he went from "190+" 2/20/2018 to "pushing 400" on 3/2/2018!?!  swoon.gif That is some serious apping holy crap!


He used to go on sprees because he was on a quest to get to IIRC $500K total CL.  Every time he got an approval he would post with "How do you like me now?".  He did have a bunch of cards,  again from memory some good ones with nice limits but also a lot of toy approvals. 

 

Last I remember he had gone on another spree of somewhere around 6 cards with an approval and was waiting for outcomes on the rest, and soon afterward vanished. 

 


Yeah that post that I linked up was one of the last threads he made before he disappeared. Quite the impressive success given the scores in his signature. If he tried that today, would probably get half his cards shut down. Crazy how much things changed in 2 years. 

Message 16 of 47
MrT_521
Regular Contributor

Re: Biggest app spree you've done or seen

My app spree is pretty mild compared to some. I got 5 new credit cards in 6 months, from November 2019 to May 2020.

Personal Cards

Business Cards

Debit Cards

FICO 8 Scores (as of Dec 14, 2022)


Message 17 of 47
coreysw12
Valued Contributor

Re: Biggest app spree you've done or seen


@coldfusion wrote:

I was never one for sprees, instead preferring to space them out so that I could easily meet SUBs via normal organic spend. 

 

I don't remember applying for more than 2 cards in a day. Off the top of my head I don't think I picked up more than 3 in any given 2 week interval, but from early 2017-early 2019 I was averaging 1 new card about every 2 weeks.

 

 

 


Same here, I usually would prefer to just apply for new accounts 6 months or so apart. But twice (in recent memory) I've applied for 3 cards in the same week.

 

Last year, it was Cap1, CFU, and CSP... was approved for all 3.

 

This year, it was CFF, Amazon SC, REI. Was denied for the CFF, which put me in a "what do I have to lose now" mindset, so I applied for the other two and got them. At this point I don't imagine I'll be doing anymore app sprees, possibly ever. Not that many cards left that I want.

    Total Loan Balance: $43k / $65k


    Total SL: $78k

United 1K - 725,000 lifetime flight miles    |    Chase Status: 4/24
Message 18 of 47
Citylights18
Valued Contributor

Re: Biggest app spree you've done or seen

I hauled in 5 LOC's over 45 days. For CCs I've picked up 2 back to back a couple of times.

 

Normally I tend to be conservative about apping if I can about it.

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 19 of 47
SanDiegoCredit
New Contributor

Re: Biggest app spree you've done or seen

Pretty mild here. I picked up 5 new cards in last 2 months. I can organically hit all the SUB's and I plan to keep all my accounts.




Credit Age:




Gardening.
Message 20 of 47
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