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Bizarre Credit Situation, need help from the experts!

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kimbersleep
Contributor

Re: Bizarre Credit Situation, need help from the experts!


@Anonymous wrote:

Credit Karma is a fine tool for pulling your TU and EQ reports as often as once a week.

 

You should, however, ignore what its summary page says about age related factors, such as AAoA and Age of Oldest Account.  Karma ignores closed accounts when it does those calculations.  FICO does not. 


Just wanted to say thanks for sharing this info, CGID. I've been wondering why the age-related factors were showing up differently between MyFico 3B and Credit Karma. Now I understand.

04/20/17 - Fico Score 8: EQ 695, TU 689, EX 728; Mortgage: EQ 731, TU 740, EX 815 [Starting Point on MyFico]
05/09/18 - Fico Score 8: EQ 827, TU 821, EX 811; Mortgage: EQ 815, TU 795, EX 822 [Latest MyFico 3B]
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