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How does a boat loan show up on a credit report? Is it coded specifically as a boat loan?
That is going to depend on type of loan you choose. There's multiple options. There's marine financing through companies who specialize in that. Not sure on reporting.
Theres secured loans through bank/CU. They can code as boat/recreational.
Theres unsecured through bank/CU. They can code personal loan.
Some use Home Equity loans. So depends on method.
I had a Boston Whaler Boat that showed up as an "RV" loan ...LOL
I think it was due to the financing being through a RV/Boat Dealer. 🤷