Building Credit

[Harvey26]

I have recently just started building my credit , I just need a little guidance of what I should do to help to keep building good credit. Im not really sure of my scores because I am so new to credit but I have defiently did alot of apps for just starting out. I do currently have a Discover It Student (1k) and a Chase AU (7500). Just need some tips to help me out.

[Anonymous]

It's not terribly complex. Use your card/s prudently, and pay on time. If you currently only have the one card in your name, you might want to add two others to round out your file. With no history at this point, you probably need to look at secured cards. Bank of America has an excellent secured card, as does Capital One. Although the latter might grant you an un-secured.