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Just Checking my credit for first time in a long time now its pretty low. however i have a little bit of cash to pay off little bit of debt but then i dont know where to go from that in terms of increasing my score. just need some advice
@RogerGates wrote:Just Checking my credit for first time in a long time now its pretty low. however i have a little bit of cash to pay off little bit of debt but then i dont know where to go from that in terms of increasing my score. just need some advice
For starters you've definitely come to the right place. Welcome to the Forum. It would help if you gave some more details about types of accounts, ball park balances, Utilization on these accounts, negative reporting on your Credit Reports , if any , such as creditor and /or collection agency. Give us something to gauge and you'll receive tons of good, solid advice on here.
Welcome to the forums @RogerGates
If you could list out your accounts:
Creditor Name/Credit Line/Balance/APR/Lates or Charge Offs
Then we can come up with a plan to get your credit in better health.
@RogerGates wrote:Just Checking my credit for first time in a long time now its pretty low. however i have a little bit of cash to pay off little bit of debt but then i dont know where to go from that in terms of increasing my score. just need some advice
Welcome to the forum.
Like @FireMedic1 and @Creditwiser say, if you draw us a picture of where you are now, and let us know how much money you will have to throw at it, we can give you a plan for getting the most bang for the buck.




























