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Bumping Inquiries

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Anonymous
Not applicable

Bumping Inquiries

I have heard that people are able to get rid of new inquiries on their credit reports by getting copies of their credit reports multiple times? How does this work? I have 47 inquiries on my equifax over the last two years. I swear all banks and creditors only pull equifax.

 

 

Message 1 of 4
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MarineVietVet
Moderator Emeritus

Re: Bumping Inquiries


@Anonymous wrote:

I have heard that people are able to get rid of new inquiries on their credit reports by getting copies of their credit reports multiple times? How does this work? I have 47 inquiries on my equifax over the last two years. I swear all banks and creditors only pull equifax.

 

 


This tactic is considered unethical and not allowed to be discussed. By using this approach you are attempting to bypass the system and avoid and/or get rid of legitimate inquiries.

 

As per the forum's Credit Repair Discussion Guidelines:

 

The only credit repair discussions allowed in FICO Forums are ones that exchange information on how to correct or remove real errors from your credit report – not accurate information that you want to get rid of because it may be negatively affecting your credit score

Message 2 of 4
Anonymous
Not applicable

Re: Bumping Inquiries

Ok. Sorry I'm new to all of this!
Message 3 of 4
MarineVietVet
Moderator Emeritus

Re: Bumping Inquiries


@Anonymous wrote:
Ok. Sorry I'm new to all of this!


No problem. And I should have added that I wasn't accusing you of advocating this strategy; my apologies for not doing that upfront.

Message 4 of 4
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