Buying new credit report "trigger" myFICO scores to updates?

[Anonymous]

Hello,

I wanted to know if buying a new credit report via MyFICO would "trigger" score updates on MyFICO.com?

I've settled a dispute, and TU and EQ have updated my credit profile and MyFICO reported it in a timely (next day to few days) fashion. Scores have improved. EX has taken forever, all though the change has been made on their (EX) side. I bought a report from CCT and it shows the updated EX MyFICO score and info. MyFICO still hasn't updated. Please let me know if purchasing will "trigger" MyFICO to update.

!Thank you!

[Anonymous]

Yes it will but if you already got the new reports and scores from CCT, why pay for another for the same thing? Unless of course you need the mortgage scores.

[Anonymous]

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@Anonymous wrote:
Yes it will but if you already got the new reports and scores from CCT, why pay for another for the same thing? Unless of course you need the mortgage scores.

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Kind of new to this so bare with me lol. I thought that companies wanted to just see things from "MyFICO" no where else.

So I should be able to use CCT reports as proof of score is updated even though it's not on MyFICO?

[Anonymous]

No one except you get to see the content of any of your monitoring subscriptions like myFICO or CCT...etc. What companies (lenders) do when you apply is to do a data pull, HP or SP, of your real time data from CRA(s) (Experian, TransUnion or Equifax) and plug the data into scoring models (like FICO8) to generate a real time score at the time of the application.

[dynamicvb]

If you have a myFico subscription then your fico 8 scores will update. Sometimes it’s takes a few days to a week. The additional scores won’t update until you get another pull based on your subscription or if you buy another one.