CA reporting DA and DOLA on same day? OC is listed as previous CA, you input please

[Anonymous]

Ok, I have like 3 accounts like this on my report. All have DA and DOLA the same date? How can that be.

Collection agency [?]

409yc02726

Original balance [?] $47 Current balance [?] $56 Status [?] Unpaid Date assigned [?] Apr 01, 2007 Date reported [?] Dec 01, 2009 Date last active [?] Apr 01, 2007 Date paid [?] Not Reported Date closed [?] Not Reported Original lender [?] Murphy Usa 7101 Account number [?] XXX7042 Type of account [?] Not Reported Account holder [?] Individual Type of credit [?] Not Reported Payment status [?] Not Reported Largest past balance [?] Not Reported Amount past due [?] Not Reported

Account descriptions [?]

I had a bill, The OC sold it to a CA, that CA sold it to Murphy, Murphy sold it to this company.

This Company is not listed except with numbers, the Date Assigned and the DOLA is the same.

I'm sure if I go through everything (I have everything I owe in a box) I can find the other CA, OC, etc.

How would you even attempt to DV this, especially with no name listed. Do you go back to the OC and

try to PFD? Just explain to them in a nice letter the cause for nonpayment, and I have attempted to pay, and that everytime I get to the point I can pay, they sell it again. What is your input, Thanks in advance.

Not Reported

[Jazzzy]

I think if you pull your report directly from the CB that you will get name and contact information of the CA. It is more complete than the reports that come from myFICO or other credit monitoring sites. The CB has to tell you who this is from on your report.

If the OC is showing a balance, then contact them. If they are showing a zero balance, that likely means that they don't own the debt any longer and can't take payment. If that is the case, I would attempt a PFD with the CA.

Also, only the OC and one CA can report. If there are previous CAs on your report between the OC and the current CA, I would then dispute. You need a true copy of your report directly from the bureau to deal with this.

[Anonymous]

Thanks for the reply.  I now know to watch for the OC and the CURRENT CA. Any others inbetween shouldn't be on there.  I just couldn't figure out why the DOLA from the current CA was the same date as opened or what I wrote above. The dates were the same. Are they supposed to be the same, or is that just another way the CA can report it more current?  I'll check my other reports from TrueCredit and others and see what all they say.