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CLI request

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Anonymous
Not applicable

CLI request

Does anyone know which lenders will not pull a CBR when you request a CLI?  Thanks!
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: CLI request

Jemi, both Cap1 & WaMu have told me over the phone, that their cli's stem from internal review, and do not pull an inq on you.

And I'm sure there are others, just don't know who they are.
Message 2 of 8
PayYouNever
Frequent Contributor

Re: CLI request

First Premier does internal review as well, so you can go with the. Although you're looking at $105 in annual fees.
Message 3 of 8
Anonymous
Not applicable

Re: CLI request

Thanks!  Unfortunately, I don't have cards from either of them.  I was hoping Chase or B of A might just do an internal review.  I'll call and ask them.
Message 4 of 8
John060675
Valued Contributor

Re: CLI request

Sylviatob,
 
Cap 1 did a soft on me when I requested the CLI.  However, they did not do a soft or hard when they initiated the CLI.

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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Message 5 of 8
Anonymous
Not applicable

Re: CLI request

Interesting John. Thanks
Message 6 of 8
smallfry
Senior Contributor

Re: CLI request

Chase will always pull a hard on you. BOA from what I have heard is pretty free with the CLI's if you use the cards and have an excellent payment history.
Message 7 of 8
fused
Moderator Emeritus

Re: CLI request

Amex
FIA
Sometimes CITI
Message 8 of 8
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